Delphine Paterson FCCA ACIB

Director

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With over 20 years experience in banking Delphine is a Fellow Chartered Certified Accountant and an Associate of the Chartered Institute of Bankers. Prior to founding Forward Financials she worked in the City at RBS plc. Here she headed a team of Corporate Analysts, evaluating client risk, allocating credit grades and appraising covenants. 

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Experience includes the modelling of Land Trillium on a stand alone basis, running sensitivities, instigating covenants and providing a lending risk report and grade based on its split from the Land Securities Group. Delphine was also the senior analyst responsible for Ferrovial/BAA, modelling sale scenarios and analysing cash flow.  

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Delphine has considerable experience as a lending decision maker within bank central lending units sanctioning requests for start-ups, SMEs and commercial businesses. She has also directly relationship managed her own regional portfolio of clients. Her extensive banking knowledge, analytical expertise and accounting background provide her with comprehensive skills in business assessment. 

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Based in Cambridgeshire, she now helps SMEs improve cash flow and grow through a better understanding of their business, improved budgeting, forecasting and due diligence. She also works closely with large corporates, such as St Andrew's Healthcare, building tailored forecasting models that really meet their needs.   

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Delphine is an ACCA Cambridgeshire panel member and Forward Financials is a corporate member of the Cambridge Network.